|Professional Liability Insurance Protection.
||Professional liability insurance for persons ordered to active duty is suspended, upon request, for the period of military service plus 30 days. This is applicable to federal and state active duty. It does not encompass Annual Training (AT), drill (IDT), or Active-Guard Reserve (AGR) service.
POC: NYS Insurance Department, Legislative Affairs at 518-473-0785
|Prohibition Against Foreclosure of Mortgage.
Prohibits the sale, foreclosure, or seizure of property for nonpayment of mortgage during the service member's period of service, or within six months thereafter. The property must have been subject to the mortgage prior to the call to active duty. Applies to personnel on federal or state active duty and their dependants.
Adverse Credit Reporting.
Adverse action in future financial transactions, including adverse credit reporting against an individual who has previously obtained a stay, postponement or suspension of obligations under the Civil Relief Act, is prohibited. Applies to personnel on federal or state active duty and their dependants.
POC: NYS Division of Human Rights at 718-741-8400.
|The Uniformed Services Employment and Reemployment Rights Act (USERRA)
||prohibits discrimination against persons because of their service in the Armed Forces Reserve, the National Guard, or other uniformed services. USERRA prohibits an employer from denying any benefit of employment on the basis of an individual’s membership, application for membership, performance of service, application for service, or obligation for service in the uniformed services. USERRA also protects the right of veterans, reservists, National Guard members, and certain other members of the uniformed services to reclaim their civilian employment after being absent due to military service or training.
POC: 1-866-4-USA-DOL or visit http://www.dol.gov/vets. An interactive online USERRA Advisor can be viewed at http://www.dol.gov/elaws/userra.htm.
|Veterans Preference over others in hiring from competitive lists of eligible's and also in retention during reductions in force.
for veterans who are disabled or who served on active duty in the Armed Forces during certain specified time periods or in military campaigns are entitled to preference over others in hiring from competitive lists of eligible's and also in retention during reductions in force. Preference applies in hiring for virtually all jobs, whether in the competitive or excepted service.
POC: Office of Personnel Management (OPM) administers entitlement to veterans' preference in Federal employment under title 5, United States Code. Additional information can be viewed at http://www.dol.gov/elaws/vetspref.htm
|Freedom From Discrimination Based on Military Service.
||Any discrimination based on military status constitutes a violation of an individual's civil rights and is actionable under New York State Human Rights Law. All service personnel, state and federal, are covered.
POC: New York State Division of Human Rights at 1-888-392-3644.
|Prohibition Against Soliciting or Requiring Waiver of Civil Relief Act Rights.
It is a misdemeanor to solicit, require, demand or otherwise request a waiver of a right provided under the State Soldiers' and Sailors' Civil Relief Act ("Civil Relief Act"). All service personnel and their dependants are covered. POC: New York State Division of Human Rights at 1-888-392-3644.
|Extension of State Civil Relief Act Benefits to Dependants.
||The protections of the State Civil Relief Act have been extended to include dependants of a person in military service. These benefits include stay of court proceedings, freedom from foreclosure, restraints against eviction, reduced interest rates on loans and the tolling of the Statute of Limitations during the period of military service. All service personnel and their dependants are covered.
|Life Insurance Not to Lapse for Non-payment of Premiums.
Life insurance policies will not lapse for nonpayment of premiums for a period of two years following the period of active duty with the Armed Forces of the United States. This applies to Reserve Component personnel called to active duty with the Armed Forces of the U.S. It does not encompass State Active Duty (SAD).
POC: NYS Insurance Department, Legislative Affairs at 518-473-0785.
|Protection Against Enforcement of Storage Liens on Household Goods.
||Prohibits the foreclosure or enforcement of any lien for storage of household goods, furniture, or personal effects of a person in military service during such person's period of active duty military service and for three months thereafter. All service personnel and their dependants are covered.